There clearly is a homeownership crisis in America today. Poll after poll shows that young Americans are worried about the possibility of purchasing an affordable, new home. In addition, the tax code contains a dated provision that punishes sellers. There is an easy solution to this problem.

The statistics show that homeownership is a challenge today. The New York Post on January 21, 2026, reported that "less than 30% of Americans who planned to purchase a home last year actually went through with it, according to NerdWallet's annual home buying survey." The Cato Institute conducted a poll that found "87% of Americans Worry about the Cost of Housing; 69% Worry Their Kids and Grandkids Won't be Able to Buy a Home." The housing affordability crisis is real, and people are paying attention.

The U.S. economy is doing well in some respects, but the inflation President Donald J. Trump inherited from President Joe Biden, resulting from the COVID-19 disruptions, persists despite efforts to rein it in. Prospective home buyers see home prices skyrocket, and mortgage rates rise. Homeowners who want to sell get........

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