Many people transition successfully into a fulfilling and satisfying retirement, though this is certainly not true for everybody. Any retiree can experience this transition as stressful, and the retirement years are particularly challenging for those who must remain employed later in life due to financial pressure and/or health insurance needs or who were involuntarily retired due to job closures, layoffs, or health problems.

In her book Rethinking Retirement for Positive Aging (2024), Denise Taylor concluded that up to a third of people who retire find the transition either stressful or notice a decline in their well-being. An additional 10 to 25 percent experience difficulties in adjusting to retirement, including mental health complications. Common issues include unstructured time, loss of

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