Pakistan's digital sector is at a crucial crossroads. Despite notable progress in some areas — such as 84% digital retail payments, growth in mobile banking and a vibrant startup ecosystem — significant structural issues threaten to derail the project. The situation is fraught with contradictions, as ambitious goals are constrained by inadequate infrastructure, inconsistent policies and stark inequalities.

Infrastructure deficiencies are exemplified by the failure to match the expansion of mobile coverage with........

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