There is growing need for nurses in the United States – but not enough nurses currently working, or students training to become nurses, to promptly see all of the patients who need medical care.

Tens of thousands of nurses have left practice since the pandemic, and many more plan to leave within a few years, according to the 2024 National Nursing Workforce Survey, which reviews the number of registered nurses working in the U.S.

Meanwhile, the U.S. Bureau of Labor Statistics projects that there will be an average of 189,100 openings for registered nurses each year through 2032. In addition, there will be a need for approximately 128,400 new nurse practitioners by 2034 – making it the fastest-growing occupation in the country.

The tax and spending package signed into law in July 2025 will take effect on July 1, 2026. Among other things, it will likely make it even harder for people to take out loans and help pay for a graduate nursing degree.

We are nurses and professors who oversee large nursing programs at universities. We believe that new restrictions on how nursing students can take out federal loans to pay for their education are likely to prevent people from pursuing advanced nursing roles.

These new regulations will cause the shortage of practicing nurses to intensify – in turn, worsening the quality of care patients receive.

Clinics may offer fewer appointments, hospitals may be forced to reduce services, and nursing programs may have to accept fewer students. As a result, some patients will wait longer, travel farther, or not see nurses altogether.

Someone can become a registered nurse with an associate........

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