Kolkata: Atal Pension Yojana (APY), National Pension System (NPS) and the newly introduced Unified Pension Scheme (UPS) constitute almost the entire pension universe in this country. Pension Fund Regulatory and Development Authority (PFRDA) is the body that has been entrusted with the responsibility of regulating this crucial sector. PFRDA has recently communicated a fee structure. These will be applicable for services delivered by Central Recordkeeping Agencies (CRAs) under the National Pension System (NPS), Atal Pension Yojana (

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