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Tracy Head

Tracy Head

Castanet

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Dealing with challenges

Dealing with challenges

The topics I’ve written about over the years are almost always a reflection of a common theme I’ve seen or challenge I’ve dealt with since the...

03.12.2025 2

Castanet

Tracy Head

Finding another way

In past columns, I’ve written about when "no" means "no." But maybe there’s another option. There are many aspects of my work that I love. One is...

04.11.2025 3

Castanet

Tracy Head

Divorce and refinancing

One topic I haven’t tackled for a long time is marital breakdowns. When you are working your way through what is arguably one of the most difficult...

21.10.2025 3

Castanet

Tracy Head

Right time to buy?

Buying a home can be either an incredibly exciting experience, a very stressful time or a combination of both. Part of the challenge can be committing...

07.10.2025 2

Castanet

Tracy Head

Benefits of reverse mortgage

For every problem there’s a solution—sometimes more than one. It seems like there is an ebb and flow to the types of mortgage products clients...

23.09.2025 2

Castanet

Tracy Head

A mortgage crisis?

A wise mortgage broker friend of mine once told me there is no such thing as a mortgage emergency. I’ve thought about my friend’s statement over...

10.09.2025 3

Castanet

Tracy Head

Early mortgage renewals

Does an early mortgage renewal make sense? The year 2020 was a very busy year for home buying and mortgages. That means this year, 2025, is and has...

26.08.2025 2

Castanet

Tracy Head

New home insurance

Last week was a vivid reminder of the importance of finalizing your home insurance as soon as you are within 30 days of your closing date on a home...

13.08.2025 2

Castanet

Tracy Head

What is a mortgage broker?

I love what I do. Every day I learn something new. I meet amazing people. Each day is different and knowing that what I do is important is good for my...

30.07.2025 3

Castanet

Tracy Head

Pricing property properly

It feels as if there has been a breath of fresh air injected into our housing market. A fair number of my clients have been sitting waiting to see...

15.07.2025 3

Castanet

Tracy Head

Not just rate with mortgage

I f you start reading today and feel like you’ve already heard my message, you likely have. It is so important to understand the terms and...

18.06.2025 4

Castanet

Tracy Head

Credit cards & credit reports

Its been a while since I wrote about the importance of your credit report. This topic popped up twice this week so I think a refresher is not a bad...

03.06.2025 6

Castanet

Tracy Head

Work with a mortgage pro

“I know this is a dumb question but ….” “I should probably know this already ….” “I’m sorry to ask so many questions but …”. Many...

20.05.2025 8

Castanet

Tracy Head

Work with a realtor

When I work with clients who say they are writing an offer on a private sale, I always talk about the benefits of working with a realtor. Realtors do...

06.05.2025 2

Castanet

Tracy Head

Finding right mortgage fit

Just as no two clients seeking a mortgage are the same, not all lenders are created equal. For the majority of clients getting the best interest rate...

22.04.2025 3

Castanet

Tracy Head

Get a home inspection

In an ideal situation, I have some time upfront to work with clients on their mortgage pre-approval. I like to go over what to expect in terms of both...

08.04.2025 4

Castanet

Tracy Head

Mortgage rate drops

Spring has arrived and with it comes a significant drop in mortgage interest rates. Over the last few months, when I’ve chatted with clients who are...

25.03.2025 3

Castanet

Tracy Head

Home-buying homework

After a few recent escapades with condo purchases, I want to talk about doing your homework when purchasing a strata property. Strata properties can...

11.03.2025 10

Castanet

Tracy Head