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Michelle Lambright Black

Michelle Lambright Black

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Credit Firm review 2024: An affordable credit repair company with decent customer reviews, but limited services

Credit Firm offers plans for individuals and couples, and even has discounts for military members, teachers, first responders, and seniors.

23.04.2024 30

Fortune

Michelle Lambright Black

What is fair credit, and what does it mean if you have it?

A fair credit score means you may struggle to get approved for financing and may be charged higher interest rates if you are approved. Here’s what a...

27.03.2024 20

Fortune

Michelle Lambright Black

Secured vs. unsecured credit cards: What’s the difference? 

If you're looking for a credit card, you might have secured and unsecured credit card options. What's the difference?

21.03.2024 30

Fortune

Michelle Lambright Black

How to use a prepaid debit card—the tool that lets you leave your cash at home

A prepaid debit card can be a bridge to keeping money safely for the unbanked or those without credit cards. Here's how to use a prepaid debit card.

10.03.2024 70

Fortune

Michelle Lambright Black

A prepaid debit card is an easy way to charge it—here’s what you need to know

While a prepaid debit card might look like a credit card, it functions very differently. It doesn’t build credit, and you have to load it ahead of...

09.03.2024 10

Fortune

Michelle Lambright Black

4 reasons to consider a 0% APR credit card—and 4 reasons not to

Here are the pros and cons about 0% APR credit cards and tips on how to decide if this type of financial tool might work for you.

07.03.2024 50

Fortune

Michelle Lambright Black

It’s harder, but not impossible: How to get a credit card with bad credit

It can feel intimidating to apply for a credit card when you have bad credit. But if you do your research and seek the right types of accounts, the...

07.03.2024 30

Fortune

Michelle Lambright Black

What is a 0% APR credit card, and why should you care?

A 0% APR card may sound confusing, but knowing how to use one can save you thousands in interest.

02.03.2024 30

Fortune

Michelle Lambright Black

A secured credit card can be the helping hand you need to get back on track. Here’s what you need to know

A secured card can help you build credit when you need a hand. Here's what you need to know.

05.02.2024 30

Fortune

Michelle Lambright Black

An intro APR can give you an interest-free loan—but there’s a catch

An intro APR can act as a zero-interest loan, but don't take the bait if you'll get yourself caught on the hook when the 0% APR interest period ends.

30.01.2024 7

Fortune

Michelle Lambright Black

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