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Joseph Hostetler

Joseph Hostetler

Fortune

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How basic economy flights essentially cover my United Explorer Card’s annual fee

Is an annual fee for an airline credit card worth it? In the case of the United Explorer, this traveler manages to recoup that value with basic...

03.05.2024 60

Fortune

Joseph Hostetler

The beginner’s guide to frequent flyer programs: How to earn, redeem and maximize airline miles

Learning how airline miles work, as well as the benefits offered by airline credit cards, can help make your next dream vacation a reality.

16.04.2024 20

Fortune

Joseph Hostetler

Beginner’s guide to travel rewards: How to travel with credit card points and miles

The world of airline miles, hotel points, and flexible credit card rewards can seem daunting. We’ll explain how to leverage these rewards for nearly...

12.04.2024 10

Fortune

Joseph Hostetler

Credit One Bank Wander Card review: A travel credit card for those with fair credit

With waived foreign transaction fees and high earning rates, the Credit One Bank Wander Card is the single best travel credit card for anyone with...

11.03.2024 10

Fortune

Joseph Hostetler

2 Marriott Amex welcome bonuses almost doubled just in time for summer vacation

Massive new welcome bonuses for two Amex Marriott credit cards (worth potentially thousands in hotel stays).

29.02.2024 8

Fortune

Joseph Hostetler

Amex Centurion Lounge Atlanta: What to expect now that it’s open

Here's what to really expect when you visit the Atlanta Centurion Lounge from a visit now that it is open.

19.02.2024 10

Fortune

Joseph Hostetler

Biggest-ever Amex Centurion Lounge opens in Atlanta — with outdoor terraces and bars for both whiskey and smoothies

On Feb. 14, 2024, American Express will cut the ribbon on a new Centurion Lounge at Hartsfield-Jackson Atlanta International Airport (ATL). Its...

13.02.2024 10

Fortune

Joseph Hostetler

Big Delta Amex credit card changes (improved companion certs, increased annual fees and more)

Big changes coming to the Delta Amex suite of credit cards. Here's what you need to know.

01.02.2024 50

Fortune

Joseph Hostetler

Everything you need to know about Southwest’s unique boarding process (and how to hack it)

Perhaps more than any other airline, Southwest is one that you’ll want to board as soon as possible. Here's how to upgrade your place in line.

27.12.2023 20

Fortune

Joseph Hostetler

American Airlines boarding groups: What to know (and how to upgrade)

Wondering how to upgrade your boarding group the next time you travel with American Airlines? Here are four methods to ensure you board more quickly.

27.12.2023 7

Fortune

Joseph Hostetler

United’s got a crazy new boarding process—here’s how to hack it

United revamped its boarding process with something that hasn’t been tried in a while. Here are some simple tricks to get you to the front of the...

27.12.2023 5

Fortune

Joseph Hostetler

VIP benefits from check-in to touchdown: A guide to Delta Sky Priority

Delta Sky Priority helps you to skip long lines at check-in and security checkpoints, board the plane before others, and quickly collect your checked...

22.12.2023 10

Fortune

Joseph Hostetler

Free-flowing alcohol and a fully flat bed: The secret to a free first-class seat upgrade

Flying in first class will help you to enjoy your trip without being squished like a sardine. Here's how you can score a first-class seat without...

22.12.2023 6

Fortune

Joseph Hostetler

Want to fly first-class without breaking the bank?

Flying first-class doesn't have to be an unattainable goal. Here are 8 ways to make your next flight a bit more comfortable.

22.12.2023 10

Fortune

Joseph Hostetler

Don't get stuck unable to pay: follow these 10 credit card tips when traveling abroad

If you don’t have a solid credit card strategy while traveling overseas, you could pay expensive fees, lose easy savings, and even get your card...

21.12.2023 8

Fortune

Joseph Hostetler

What to know about virtual credit cards

Virtual credit cards are one of the most effective ways to keep your financial information safe. They’re often free and completely effortless to...

13.12.2023 10

Fortune

Joseph Hostetler

How to cancel your credit card

The length of your credit history counts for 15% of your credit score so consider how closing your credit card will affect your score.

09.12.2023 40

Fortune

Joseph Hostetler

Fifth Third Preferred Cash/Back Card: 2% cash back on all purchases with no annual fee

The Fifth Third Preferred Cash/Back Card trounces competitors with its 2% return rate—and its 0% intro APR offer incentivizes folks with credit...

29.11.2023 10

Fortune

Joseph Hostetler

Boost your business credit: here's how utilizing Dun and Bradstreet can help

Dun & Bradstreet is one of three credit reporting bureaus for businesses, and building your profile with them can be a huge boon to your business...

29.11.2023 7

Fortune

Joseph Hostetler

Rewards and interest and fees, oh my! For which credit card should I apply?

Wondering what credit card you should get? There are hundreds of options, but here are 4 simple steps to help you find the perfect fit for your needs.

29.11.2023 20

Fortune

Joseph Hostetler

Avoid a hard pull on your credit with preapproved card offers

See which providers that offer preapproval for select cards, without doing a hard inquiry that impacts your credit score.

22.11.2023 9

Fortune

Joseph Hostetler

How much credit card debt does the average American hold in 2023?

Credit card debt statistics show that overall debt is rapidly increasing in the United States, rising by more than $45 billion in 2023.

22.11.2023 10

Fortune

Joseph Hostetler

Business credit cards offer some of the best rewards. Here's how to get one.

Business credit cards offer some of the best rewards in the industry. Here's what you'll need to get one.

22.11.2023 2

Fortune

Joseph Hostetler

Want 2% or more back on every purchase? A cash back credit card can help

Cash back credit cards can be an excellent way for responsible card holders to save a bit of money on purchases, but how do they work? Learn more...

22.11.2023 2

Fortune

Joseph Hostetler

What is the average credit card interest rate in America today?

The average credit card interest rate as of May 2023 is 20.68%, according to the Federal Reserve. Learn how rates are calculated and how to get the...

22.11.2023 30

Fortune

Joseph Hostetler

4 ways to get cash from your credit card when you’re in a bind

Many cards offer the option of withdrawing cash–sometimes even without costly fees. Here are 4 ways to get cash back with a credit card in an...

22.11.2023 7

Fortune

Joseph Hostetler

QuicksilverOne from Capital One: The best travel credit card for those with fair credit

The Capital One QuicksilverOne Card is a high-earning credit card for those with fair credit—which is a rarity.

17.11.2023 30

Fortune

Joseph Hostetler

Fifth Third 1.67% Cash/Back Card: One of the simplest cash back credit cards with an above-average return

Not only does the Fifth Third 1.67% Cash/Back Card earn easy-to-use cash back at an abnormally high rate, but its redemption options are equally...

14.11.2023 30

Fortune

Joseph Hostetler

Fifth Third 1% Cash/Back Card: The absolute best 0% intro APR offered by a rewards credit card

The ability to avoid interest for a whopping 21 months on both purchases and balance transfers is extremely rare—and virtually unheard of for a...

07.11.2023 3

Fortune

Joseph Hostetler

Want to buy a car with a credit card? Tread carefully -- it's a terrible idea for most people.

There are so many ways for this to go terribly wrong. Know the pitfalls before you drive yourself off a financial cliff.

29.09.2023 2

Fortune

Joseph Hostetler

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