Americans are turning to AI to survive a brutal housing market—37% would let it buy their next home with ‘minimal human involvement’

The average rate on a 30-year fixed-rate mortgage stood at 6.95% for the week ending Sept. 17, up from 6.76% a week earlier and 6.26% a year ago, according to Freddie Mac. With borrowing costs pushing back toward the psychologically fraught 7% mark, and a persistent shortage of homes compounding the squeeze, many Americans still feel priced out of the market.

But market conditions aren’t the only force reshaping real estate. A growing body of survey data suggests AI is taking on a bigger role for buyers, sellers, and agents alike—and the technology could fundamentally change how people buy and sell homes.

A recent LendingTree survey shows just how open Americans have become to leaning on it. Nearly three-quarters of respondents (72%) said they would use AI for at least one task tied to buying or selling a home, and 37% said they would let AI handle a purchase for them “with minimal human........

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