After more than 40 years in the financial industry—and the last 20 as a licensed mortgage broker—I’m officially retiring. Writing this final column for you, after 11 years of bi-weekly contributions, feels both surreal and deeply meaningful.

Over the years, I’ve had the privilege of helping hundreds of people navigate one of the most important financial decisions of their lives. Whether it was a first home, a refinance, a rental property, or managing a tough financial situation, my goal has always been the same: to offer thoughtful, strategic mortgage advice that puts you—not a profit margin—first.

To my clients, referral........

© Castanet