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![]() John RamptonEntrepreneur |
Let's be real. It can be hard to save for retirement. But, after you figure out how much you need to save for retirement, the real work begins....
While it's true that time is your most valuable asset, sometimes wasting time can be beneficial. For example, distracting yourself from work for a...
Financial success is largely determined by your credit score. After all, having good or excellent credit will lower your interest rates, access perks...
Would you like to be more productive? Of course, you want to be more productive! But we want to find a better way to be more productive — and that's...
Have you ever checked your credit score? You're one of nearly a quarter of Americans who haven't checked their credit score, according to Javelin...
What's one of the biggest concerns for the 61.8 percent of 2021 high school graduates enrolled in colleges or universities? Adjusting to college life...
It's the Bigfoot of the financial world; a perfect credit score. AKA, the highest score a person can get. This mythical and elusive number for the...
"The best teachers are leaders, and the best leaders are also teachers," says Harvard Business School Professor Thomas DeLong, who has taught over...
Are you ready to say goodbye to working full-time? You're not alone. Since COVID-19 began, the retirement rate of Baby Boomers has accelerated...
For most of us, there's nothing more meaningful than family and business in life. But, unfortunately, both require a lot from a person. And as a...
There's more to retirement than just acknowledging decades of hard work and dedication. After work, you finally have the chance to pursue things...
The media, journalists, and the public are prone to oversimplification. And hackers are no exception. Hackers get a bad rap in movies and TV shows....
Annuities, at their core, are simply tax-deferred investments sold by insurance companies to supplement financial security during retirement. At the...
It's no secret that it's hard to plan for retirement. In addition to growing a sizeable nest egg, you must protect it from external factors like...
There is a lot of confusion about annuities. According to a Secure Retirement Institute study, only 25% of respondents to an annuity knowledge...
As part of the Biden administration's fiscal year 2023 budget proposal, aka the Green Book, for the Treasury Department, Janet Yellen testified before...
As the name suggests, micro habits require minimal motivation and effort to accomplish. Eventually, this little habit will build on top of itself into...
11, There was a time when workers could depend on an employee pension plan and Social Security to cover their retirement expenses. Nowadays, pensions...
The demand for flexible work schedules is on the rise. Almost 80% of the workers in the U.S. would prefer a job offering a flexible work schedule over...
Have you dreamed of early retirement? How about the freedom it brings – financial and otherwise? It's not just you who dreams of early retirement....
Did you know that the average time to fill a position is 42 days? However, this varies by industry. Still, during that span, top talent may accept an...
I believe that it was Josh Billings, the pen name of 19th-century American humorist Henry Wheeler Shaw, who once proclaimed, “ Debt is like any...
How worried are you about inflation? You probably have a positive outlook about retiring comfortably if you’re in the majority of Americans....
The desire to become rich is universal. But that probably impossible if you start with very little or no money. After all, there’s...
We financial millennials have the punchline for Boomers for way too long. But, guess what? When it comes to saving money? We’re on fire. According...
Employee retention is critical to your company’s survival in the saturated, competitive international job market. Moreover, retention is one of the...
As parents, we want our children to grow up to be happy and successful. And one of the best ways to help your children achieve success is to raise...
Don’t let the title deceive you. Ryan Graves didn’t build his wealth through a ride-sharing side hustle. Rather, it was a tweet. Let’s go all...
At the time of this writing, it’s spring. So, I’ve been spending as much time as I can outside. A few ways to spend a great time outside are by...
Are you doubtful that you could ever be a millionaire? You may want to reconsider. If you're diligent with your savings, manage your spending, and...
Did you know that kids aged 4 to 14 receive an average weekly allowance of about $9.35? That comes out to roughly $486 per year. Which, really isn’t...
A side hustle is an activity that you can do in addition to your primary job. Sure. You can make some extra dough. But, this is usually something you...
According to data from the Federal Reserve, consumers ended 2021 with debt totaling a staggering $15.6 trillion. In the fourth quarter alone this was...
On January 20, 2021, Joe Biden became president. But, what kind of policies has he implemented since? Well, the Biden administration is aiming to make...
What do Apple, Disney, Microsoft, Harley-Davidson, and Yankee Candle Company have in common? Besides all being successful and profitable companies you...
The art of planning your workday to put your mind at ease and maximize productivity is the key to long-term success. But that’s easier said than...
Almost everyone dreams of making money while they sleep. But, is it completely feasible? Well, actually, it is. If you want to be financially free and...
Did you hear? You may be able to allocate some of your 401(k) retirement savings to bitcoin and other cryptocurrencies. Case in point, retirement...
When it comes to retirement savings, women have been lagging behind men. Just how bad is it? In retirement, women are 80 percent more likely to live...
Gas prices. Am I right? As of March 31, 2022 the average national price for a gallon of regular gasoline touched $4.25, according to AAA. As you your...
When it comes to appointments, I adhere to one rule and one rule only. Always schedule your meetings with employees, customers, prospects, partners,...
Have you ever dreamed of owning a business? I can’t blame you. The advantages, after all, are crystal clear. Mainly, you get to be your own boss,...
Even if you’re modest, I think everyone wouldn’t mind being a millionaire. But, with such an uncertain future is that even possible? Actually. It...
A signing bonus, once only available to professional athletes and corporate executives, is now available to everyone, notes Bloomberg. Truck drivers,...
A typical eight-hour workday includes about three hours of work spent on personal or unnecessary tasks. Or, to put that another way, every week, 15...
Depending on who you ask, early retirement has different definitions. Generally, any time before your 62nd birthday when you are eligible to draw...
What would consider the most esteemed job in the world? For many, this would be holding the office of President of the United States of America....
What’s the most significant barrier to your productivity? Most of us believe it’s the ability to manage both our time and workload. However, you...