Getting warm and cozy indoors is one of the joys of the winter season. But the cost of heating your home or apartment can quickly get expensive. According to a December 2025 report by the National Energy Assistance Directors’ Association (NEADA), heating costs are expected to rise 9.2% the next three months, and will bring the average cost to heat a home in the United States to $995.

Cutting heating costs can save you a lot of money. And frugal people have found brilliant ways to keep their homes heated without paying extravagant heating bills.

On Reddit, frugal people shared their advice for how to lower heating bills without being miserably cold. From better insulation to heat sources, these are 19 of their best tips for cutting heating costs.

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"Small degree changes can do a lot as well, e.g. going down to 68°F." - ShiroxReddit

"The least expected source of draft for me were electrical outlets. I'd done the work to use shrink wrap over windows etc etc. And then I'm just there in bed one night, and I could feel the most annoying draft blowing on my face... I went crazy trying to find it. The tiniest little gaps can have huge consequences. Recommend a temperature gun to ID where you're losing heat. It'll help triage problems and keep you from needlessly doing things that aren't helping! My library lends out thermal cameras and other things that lets you see where your energy and heat leaks are. Y'all might want to check your local library. :)" - Taco_Bhel, iBrarian

"Heat your........

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