The above-average Australian approaching retirement is doing quite well, yet many don’t consider themselves wealthy, and they certainly don’t feel confident about how they’ll pay for their retirement.

If you’re in your midlife, heading towards retirement and feeling a bit nervous, you’re not alone. Even if you’ve done everything right – built up a solid super balance, paid off your home and kept your financial ducks in a row – it’s easy to feel uncertain about what the future holds.

Many retirees have money worries, but the reality........

© The Sydney Morning Herald