Comingling finances with another person can always bring about challenges. When that other person happens to be your significant other and emotions are involved, financial arguments may become especially complex. Research conducted by the American Psychological Association indicates that about a third of couples claim money is one of their main sources of conflict. Beneath the surface of couples' disagreements about who spent money on what and how much, deep-seated beliefs and learned behaviors can be the true stumbling blocks to financial compatibility.

When two people are building a romantic relationship, they discuss their outlooks on having children, their spiritual beliefs, and many other important topics. Views about money are commonly left out of that process, even though people tend to have different habits when it comes to managing money. These differing views can be a recipe for conflict, and they can stem from as far back as your childhood.

Values, beliefs, and even attitudes about money start to form long before we ever enter a romantic relationship. These deeply ingrained beliefs........

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