MoneyFlex

By Alicia Tyler on December 17, 2025
Estimated reading time: 6 minutes

By Alicia Tyler on December 17, 2025
Estimated reading time: 6 minutes

Outdated money rules don’t work for Gen Z in 2025. A Canadian expert explains which financial advice to retire—and what to do instead.

A new poll revealed that a quarter of Canadians feel the financial advice they inherited from older generations no longer applies in 2025. For Gen Z, that number jumps to 34%. And for big-ticket purchases, the gap is even bigger: almost half of 18 to 34 year olds say traditional home-buying advice no longer applies, and a third question career and income advice from mom and dad, too.

Frankly, they’re not wrong. Cost of living has surged, incomes have stayed the same, the financial system is more complex, and the tools available today didn’t exist when parents bought homes on one income or invested exclusively through a bank advisor.

To help bring you up to speed, we spoke with Canadian money expert and Qualified Associate Financial Planner (QAFP), Jessica Moorhouse, author of Everything But Money, who maps out four crucial updates to the financial playbook.

2025 update: Renting investing may build more wealth than forcing homeownership.

Let’s break it down. Housing is a big point of friction between generations—and for good reason. Moorhouse says the affordability conversation has been going on for over a decade: “We always thought there’d be a certain correction and........

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