Tuesday 14 July 2026 5:16 am  |  Updated:  Monday 13 July 2026 2:27 pm

The Leeds Reforms fixed the plumbing – now we’re turning up the tap for retail investors

By: Karen Northey

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Building on the structural improvements of the Leeds Reforms, the UK now aims to foster a stronger national investment culture through the ‘Invest for the Future’ campaign, says Karen Northey

One year on from the Leeds Reforms, the UK has made rapid progress on the mechanics of retail investment. The harder task now is cultural: changing how Britain thinks and talks about investing, so that more people feel better equipped to build their long-term financial resilience.

The Leeds Reforms ushered in some much-needed structural changes to remove unnecessary barriers to investment. Reviewing the language that sometimes made investing sound like you were taking a punt on your life savings was important. More balanced risk communications will help people understand investment reward as well as investment risk in a more useful way. Bridging the gap between guidance and advice with the launch of “targeted support” will also help more people take the first steps to invest.

But these reforms only deal with part of the problem, as they improve the........

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