I refer your recent article about applying for franking credits and notice I have over $2000 dating back to 2014 when we stopped putting in tax returns – can I claim these unclaimed franking credits, and what should I do for future tax years?

You can claim the unused credits via the ATO’s website, but for future refunds you will have to complete a form each year. The link with claim instructions for doing it online through MyGov, over the phone or via post can be found here.

The criteria for automatic franking credit refunds can all be found on the tax office’s online portal. Most people don’t receive it automatically because a tax agent lodged their last tax return. Once an individual lodges a form themselves, the tax agent link will be removed, and they should fall into the automatic system.

Go to the tax office’s online portal for information on how to claim old franking credits.Credit: Simon Letch

I am 61 and semi-retired. I have $600,000 in super, and we have $50,000 left on our home mortgage. We also own an investment property worth $800,000 with an outstanding loan of $400,000.........

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