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Anita Lifen Zhao

Anita Lifen Zhao

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Many shoppers take a strange comfort of buying now and paying later – but it can come with a sting after Christmas

From impulse buys to rising debt, buy-now-pay-later is now woven into many people’s Christmas budgets.

18.12.2025 6

The Conversation

Anita Lifen Zhao

To make buy-now -pay-later fair for consumers, regulators need to understand why shoppers use it

Research shows that shoppers are tempted as much by what the technology brings as the credit on offer.

24.06.2025 8

The Conversation

Anita Lifen Zhao