If you’re over 40, none of the following will require explanation. It’s literary canon, etched into your memory over countless summer days watching reruns, or days spent home “sick,” watching game shows in the morning and comedy reruns in the afternoon until your parents came home and you had to pretend that you hadn’t spent all day watching TV.

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But, OK, for the young people: There was once a TV show called The Beverly Hillbillies, about a poor mountaineer named Jed Clampett who, while shootin’ at some food, noticed a strange phenomenon. Up through the ground, he saw, come a-bubblin’ crude. (If you were singing those words while reading them, then it might be time to shift your retirement savings from a “growth” profile to an “income” profile.)

In a nutshell: Jed and his family became rich. Too rich for whatever hill they’d been billy-ing on. So the kinfolk said, “Jed, move away from there,” and they........

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