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New federal student loan limits affect social work graduate students, with impacts for survivors of domestic violence in Colorado and elsewhere

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25.03.2026

As of July 2026, graduate degree programs in nursing, public health, social work, public policy and more will no longer be defined as professional degrees by the Department of Education.

The change limits how much federal financial aid students in those programs can qualify for under new borrowing limits set by the big tax and spending cuts bill passed by Congress in 2025.

The Department of Education said excluding these degrees from the professional degree classification is solely an “internal definition” and “not a value judgment about the importance of (these) programs.” The department argues these changes will push some graduate programs to reduce their tuition costs.

Every day, survivors of domestic violence rely on a care network built and maintained by a system of nurses, forensic nurse examiners, social workers, therapists and emergency shelter managers. Many of these jobs require graduate training that comes with substantial education costs. To afford these degrees, students often rely on federal financial aid.

The status change will cut the amount of lifetime federal aid students in these programs can receive by about half relative to students in professional programs. In combination with ongoing federal funding cuts, the change threatens to destabilize an already strained social service system.

We are faculty and student researchers at the University of Denver’s Systems, Housing, and Anti-violence Policy Evaluation Lab. We are alarmed at what the status change means for social service providers, especially those serving survivors of domestic and sexual violence.

Excluding programs that prepare individuals to work with survivors of domestic violence from the professional degree designation risks discouraging entry into these professions nationwide. Fewer people entering the profession will impact both the quality and availability of care for those who rely on these services. Moreover, increasing the amount of private debt students will........

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