The context you need, when you need it

When news breaks, you need to understand what actually matters — and what to do about it. At Vox, our mission to help you make sense of the world has never been more vital. But we can’t do it on our own.

We rely on readers like you to fund our journalism. Will you support our work and become a Vox Member today?

How Obamacare changed healthcare

Affordable Care Act enrollment is plummeting. What happened?

Health insurance enrollment through the Affordable Care Act is plummeting.

Nearly 3 million fewer Americans now have insurance through the program, popularly known as Obamacare, compared to last year, according to federal data released in June. After congressional Republicans allowed enhanced subsidies for the program to expire in January, many Americans saw their health insurance premiums spike by an average of about 30 percent.

As a result, many Americans have been forced to drop their coverage entirely.

Meet the newly uninsured

With affordability among the top concerns on voters’ minds heading into the midterms, healthcare costs have become a central issue for candidates.

“A lot of policy experts say, look, when you raise the price of something, demand goes down. And that’s what’s happening here,” KFF Health News senior correspondent Julie Appleby told Today, Explained. “It’s the prices — people are dropping out.”

Appleby has been reporting on healthcare policy for decades, and she joined Today, Explained co-host Noel King to break down the latest changes to the Affordable Care Act, why enrollment is plummeting, and how the ACA crisis is teeing up healthcare as a central issue in the upcoming midterms.

Below is an excerpt of their conversation, edited for length and clarity. There’s much more in the full podcast, so listen to Today, Explained wherever you get podcasts, including Apple Podcasts, Pandora, and Spotify.

Sixteen years ago, President Obama signed the Affordable Care Act into law. Julie, what was the situation at the time that made it feel so necessary? What did the Affordable Care Act aim to do?

There was a lot going on. We had a lot of people who were uninsured. We had premiums going up. Many times in the past there had been some effort to do some kind of health reform, but nothing ever really passed. We had Medicare and Medicaid in the ’60s, but no major legislation since then.

People had employer coverage, like they do now, but there were a lot of........

© Vox