I remember sitting at my kitchen table a few years ago, staring at my bank app after yet another price increase announcement. Groceries were up, electricity was creeping higher, and somehow my salary hadn’t gotten the memo. It wasn’t a financial crisis yet, but it felt like the early warning signs. That moment pushed me to stop “hoping it would work out” and start preparing properly.

As we move into 2026, many households are facing a similar reality. Rising costs across food,........

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