Editorial

15:44 JST, January 7, 2026

It is now the third year since the management of the Nippon Individual Savings Account (NISA) investment program, in which gains on small investments are exempted from tax, was significantly expanded. It is hoped that the program will be further reformed to facilitate stable asset building for households.

The government has promoted policies under the slogan of “from savings to investments,” aiming to shift household financial assets, which tend to be kept as savings, toward investments. The aim is to achieve both economic vitalization and the building up of assets for the public.

The new NISA program began in January 2024. There were about 21 million NISA accounts at the end of December 2023, and this figure had increased to about 27 million at the end of June 2025, a rise........

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