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Mark L. Hopkins: Long-term care insurance policies

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20.01.2020

Reading the title of this column you might think it is an advertisement for the sale of a long term care insurance policy. It isn’t. In fact, it is just the opposite. Much of what follows is very personal with me, perhaps too personal to be published in newspapers across the country. Too bad. Readers need to be aware of some of the hazards related to long-term care insurance policies. Let the insurance folks sue. As a boxing commentator used to say, “I tell it like it is.”

On the national level we talk a lot about universal insurance coverage, the next generation after Obamacare. We all need to remember that insurance companies are in the business of taking in premiums. Unfortunately, they are exceedingly adept at not paying out claims. The end result for people who need help from their insurance companies to handle the ever higher prices for medical services is a constant fight to get some of their money back........

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