It's cheaper to be a renter than to pay a mortgage in all of the nation's largest cities this year, a recent Bankrate study found.

The consumer financial services company compared average monthly mortgage payments — with insurance and taxes included — to the average monthly rent across 50 major U.S. metros in 2025.

The study found that, among all types of homes, apartments and townhouses, it costs, on average, 38 percent less to choose a lease over a home loan in the U.S.

The average monthly mortgage payment for a median-priced........

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