My father started building homes nearly 40 years ago, and I’ve spent my life watching families achieve the American dream through homeownership. As a 36-year-old, I belong to the generation less likely to buy a home than our parents were at the same age. For the security of America’s future, that must change.

The National Association of Realtors’ 2025 Profile of Home Buyers and Sellers reports that the median age of first-time homebuyers has reached a historic high of 40 years old, up significantly from around 30 in earlier decades (and as low as 28 in 1992 in some historical comparisons). This delay isn’t just an interesting statistic. It’s a devastating barrier to wealth-building. It is a financial long-term blow to the American economy.

Homeownership has long been the primary way Americans accumulate equity and financial security. When families wait an extra decade to buy,........

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