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Brandon Copeland: Keep Yourself Honest With a Financial "Halftime" Audit

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What's up, everybody? It's Brandon Copeland, aka Professor Cope, and you're now tuned into another episode of Cope'ing with Money.

It's summer 2021! I don't know about you, but it seems like time is flying. I can remember just sitting down a few months ago and writing my New Year's resolutions, trying to tell myself how I'm going to get in a certain type of shape and change my financial life forever, be responsible, all of those great things. And now, midway through the year, it's time for us to look ourselves in the mirror and audit ourselves.

Every single sport has a halftime. It's time for the team to get together and evaluate what you did in the first half. Now, midway through 2021, it is time for us to have our own halftimes individually and evaluate the first half of our year's performance.

So, without further ado: How do we evaluate ourselves and make sure that we are staying true to our financial New Year's resolutions?

Regardless of the team that you're on, you can probably tell how the first half has gone based on how your coach comes into the locker room and the speech that you get. If you get one of those, "That's what I'm talking about, y'all! Let's keep this work up. I might get a raise. I'm a good coach!" … then you probably know you're doing pretty well.

On the flip side of that, if your coach comes in more like, "Oh, God. I don't know what y'all are doing out there. I'm going to have to pack my stuff up. Do you guys not like me? Oh, God!" … then we might have some work to do.

As an athlete, we have to have a "next play" mentality: It doesn't matter what has happened thus far as long as we get out there and continue to improve on our performance.

Unfortunately, not everybody has a coach........

© Kiplinger

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