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Q: I received an invoice for services rendered (over $20,000), and I wanted to pay with a credit card. Unlike in the past, I was told that there would be an additional charge of 3% added to the bill if I used my credit card. Where in Texas do I report this? I know that it is illegal, and I would like to file a complaint. Is the Better Business Bureau the place or is there a state agency I could report this to?

A: You say it's "illegal" but that is not exactly the case.

There is a Texas statute saying it's illegal, but a federal court has ruled the statute is unconstitutional. The Texas attorney general has stated that the law is, in fact, constitutional, and that the federal........

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