Supreme Court Exposes India’s Motor Insurance Crisis As Half Vehicles Remain Uninsured
A motor vehicle accident case dating back to 1996 has invited much-needed scrutiny by the Supreme Court of the mess that the motor vehicle accident compensation system is in. The case pertains to an insurance company refusing to pay compensation to the family of a man who was killed in an accident in his own insured car, citing technical aspects of the policy.
What the court found comes as a shock: about 50% of the registered motor vehicles in the country lack insurance. In a country with a registered base of 38.5 crore vehicles as of 2024 and also one of the worst road safety records, that figure represents a colossal failure of governance.
The court has now asked the insurance........





















Toi Staff
Sabine Sterk
Penny S. Tee
Gideon Levy
Mark Travers Ph.d
Gilles Touboul
John Nosta
Daniel Orenstein
Rachel Marsden