It’s normal—perhaps even biological—to slow down at the end of the year. Winter weather brings less sunlight, causing our bodies to produce more melatonin and less Vitamin D.

Humans have to fight the urge to hibernate like bears because of the exhausting holiday season. If you find yourself behind and needing to cross off some last-minute items on your to-do list, here’s a handy guide to your options on Christmas Day 2025.

No. Christmas is a federal holiday, so brick-and-mortar locations are closed. Online banking and outdoor ATMs are available.

The United States Postal Service will not deliver mail on Christmas, and post offices are closed. The only exception: Priority........

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