Opinion: Alberta's Care-first gives too much power to insurance firms I am an accident reconstruction engineer that has been reconstructing accidents since 1999. Many Albertans are unaware of the government’s proposed auto insurance changes that are coming Jan. 1, 2027. |
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I am an accident reconstruction engineer that has been reconstructing accidents since 1999. Many Albertans are unaware of the government’s proposed auto insurance changes that are coming Jan. 1, 2027.
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Also, many Albertans are not aware that Alberta already has direct compensation for property damage (DCPD) that was introduced on Jan. 1, 2022. Under DCPD, insurers simply repair their own insured vehicle, regardless of who was at fault for the accident. However, at present, drivers in Alberta can still sue for compensation for injuries.
In about a year, Alberta is planning to implement a Care-first auto insurance model, where private insurance companies will be responsible for taking care of their own insured client’s injuries, regardless of fault. This no-fault system means that drivers can no longer sue an at-fault driver’s insurance company unless that driver is convicted of a criminal or serious traffic offence.
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