Get a mortgage pre-approval |
One of the first things I urge my clients to do is to get their mortgage pre-approval in place before they fall in love with a home.
I’ve worked with buyers who thought they were pretty sure about what they could afford, couples who assumed their bank would just approve them later and hopeful first-timer buyers who didn’t want to think about numbers until they found their dream home.
I find myself explaining to them the pre-approval isn’t a hoop to jump through—it’s a shield, a roadmap and in many cases, a stress-buster.
Let me explain.
1. A pre-approval gives you a realistic budget, not a guess
Housing prices can move fast. A pre-approval pins down what you can comfortably and confidently afford today. That means no more........