In 2014, Bernadette Janson wrestled with many sleepless nights.
At the root of her sleeplessness was the fact that she had so little saved for retirement and, only $20,000 in her superannuation account.
After acting to fix her super, Bernadette Janson says it’s never too late to start to plan for your future and boost your balance.Credit: Nick Moir
“I’d lay awake until early hours of the morning with my mind in overdrive, the anxiety was debilitating. I’d think about all the things I wanted to do,” she says.
“With four young adult children, I wanted to help them one day buy property, but we had a mortgage too. When the alarm went off each morning, I woke up exhausted.”
At the time Janson was in her late fifties and running a cafe. On top of this her husband’s superannuation had taken a battering too, so they decided to come up with a plan.
“I was killing myself running a catering business and I knew I couldn’t keep this up. My husband would ask me why I was awake half the night and when I told him, he couldn’t offer a solution. He was in a high-pressure job and had no bandwidth for anything else.”
“You have time. There are so many opportunities to create an income.”
Janson knew it was now or never; something had to change. She thought about going back to her career in nursing, but she would need to retrain. Instead, the decision was to sell their home and downsize to get rid of the mortgage.
They turned to rental income to help with earnings and save for their retirement.
‘I was losing sleep’: Women urged to act now to fix their super
10
0
13.02.2024
In 2014, Bernadette Janson wrestled with many sleepless nights.
At the root of her sleeplessness was the fact that she had so little saved for retirement and, only $20,000 in her superannuation account.
After acting to fix her super, Bernadette Janson says it’s never too late to start to plan for your future and boost your balance.Credit: Nick Moir
“I’d lay awake........
© The Sydney Morning Herald
visit website
login
who are we?
contact us
qosheapp
Toi Staff
Gideon Levy
Belen Fernandez
Rami G Khouri
Mort Laitner
Rachel Marsden
Donald Low
Bradley Blankenship
Ali Fathollah-Nejad
Nikkei Editorial
Michael Kwet
