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Retirement fitness involves mind and body, as well as money

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In the growing literature of retirement books by laypeople who have themselves entered retirement, there’s a trend to expanding on a mere financial focus to emphasize softer lifestyle issues like health and social interaction. Which is of course as it should be.

This makes a new self-published book by Howard Pell worthy of note: Retire Fit, Fit & Fit has a triple focus on retirement. That focus is spelled out in the book’s subtitle: Become Financially, Physically and Emotionally Fit.

A Venn diagram on page 7 shows that the sweet spot is the intersection where financial, emotional and physical fitness all converge. If they don’t, and you became financially fit by selling out either your physical and/or your emotional health, the retirement your finances make possible may be a very limited and unsatisfying one.

READ: Retirement is about more than the money

It’s also possible to be only physically fit or only emotionally fit but lack the financial resources for retirement. The need to keep working to pay the bills will be frustrating, especially if all your peers have retired.

Still, there is also a trend to focusing first on the financial side, and then once you’ve earned your freedom,........

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