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Column: My car insurance plight and on hold music

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I’ve had the unfortunate prospect of my car insurance expiring on January 2 for the past few years. Given the current market, my age, my meagre three year no claims bonus, that’s a crippling time for any policy to expire.

So, I decided to do the smart thing this year and pay in installments. That’s still a hefty deposit of over €200 at a time when every euro counts in terms of making it to January’s payday.

My premiums for car insurance, and thousands more around the country, are absolutely soul destroying payments to have to make.

There’s a plethora of things that just enrage me when it comes to paying them. First of all, I never do the sensible thing and actually click on the easy link to renew at the somewhat cheaper quote they’re offering with ten days’ notice.

I wait, given that I’m getting these emails over the Christmas, and I tell myself I’ll shop around. No way I’m paying that........

© Kilkenny People